In this period of digitalization, our new generation is well versed with internet and a huge proportion of our population including the old generation trying to achieve the best of it. Everyone, together with owner (supplier) of product or services, marketer and the consumer, is using this platform extensively and by using this online platform, businesses are creating competitive advantage all the way through various means. Now with the help of internet, you can use it as a significant source of online transaction.

Internet is emerging as a blessing for us as it is making our lives easier. The world is moving towards Smartphone apps/ websites for managing our everyday jobs in an enhanced way than we used to. If you have an Android Smartphone, you have yet an additional reason to be happy. There is a lot of utility bill payment and mobile recharge apps accessible on Google Play Store and some of them are very fashionable and broadly used by people.

PAYTM

PayTM is by far the best mobile recharge application as it is well designed and very simple to operate. It chains almost all the key mobile service providers for mobile recharges (17 operators), data card recharges (11 operators) as well as DTH recharge (6 operators) options. It offers a digital wallet service where users can transfer money online and use it as needed for faster payments.

 

SERVICES PROVIDED BY PAYTM:

Paytm provides you facility to make the payment of your prepaid and postpaid bills at any time and from anywhere just by following simple steps. It provides services like:
Bill Payment (Mobile Postpaid Bill, Electricity Bill, Data card Bill, Landline Bill, Gas Bill, Water Bill)
Recharge (Mobile Recharge, DTH recharge, Data Card Recharge, Metro Card)
Fees payment
Financial Services (payment of loan and premium)
Gold loan repayment
Ticket Booking (Movie, Bus, Hotel, flight)
Online shopping

PAYTM OFFERS FOR NEW USERS/OLD USERS AND ALL USERS:

Paytm provides a long list of services including online recharge and bill payment. And for this it launches various offers and coupons for its customer. Some of these Paytm Coupons are customer specific (new users, old users, app users) and some of them are for every single user using this payment platform.

GET FLAT RS 10 CASHBACK ON RECHARGES AND BILL PAYMENTS- ALL USERS

Coupon Code: LOOT
Validity:29 March 2017(All Users)
Terms and Conditions: This code can be used 1 time only by per user in every month. This coupon code is not valid on Airtel services. This coupon code can be used for prepaid recharges, postpaid bill payments, landline, DTH recharges and Data card recharge.

GRAB FLAT 25% CASHBACK ON MOBILE RECHARGE AND POSTPAID BILLS

Coupon Code:PAYTMAPP
Validity: 30 March 2017(New Users Only)
Terms and Conditions: Maximum cashback of Rs.25/- can be availed through this deal. Offer is applicable for first 3 transactions on paytm app. Coupon code is applicable on prepaid mobile recharge and postpaid bill payments. This code can be used 3 times only by per user. This Coupon code is not valid on Airtel services. This exclusive Offer is valid for new users only.

USE PAYTM TO RECHARGE & BILL PAYMENTS AND GET “FREE MOVIE TICKET”

Coupon Code: PAYTMFUN
Validity: 30 March 2017
Terms & Conditions:Recharge or payment amount should be of Rs 100 or more to get a Free Movie ticket. This Coupon code is applicable on mobile prepaid recharge, mobile postpaid bill payment, DTH recharge and bill payment, Data-card recharge and landline transactions of Rs. 100 or more. You can use the code MOVIE4RECHARGE to book your free movie ticket after 6 hours of successful transaction by using the code. After that you have to use this special code while booking your movie tickets on Paytm to get cashback. This Special coupon code can be used only once per user/Number. Get cashback equal to price of 1 ticket, upto a maximum of Rs 150.This Special code will be valid only on booking atleast 2 movie tickets at Paytm. Within 24 hours of a successful Paytm movie transaction the cashback will be credited.

BENEFITS OF PAYTM TO ITS USER:

Technology has made people much smarter. If you are a smart user and love being online then you can garner ample amount of cash in your wallet. Paytm is one of the most popular and widely used website which makes its users happy in many ways.

Absolutely easy and simple: It is that much easy and simple that you can exercise it even with your left hand while havingyour food. It doesn’t charge anything for the superb services that it renders to its customers.
Minimum Chances failed transactions:By using Paytm, the chances that you will have to experience failed or unsuccessful transactions are minimal. In the worst situation, suppose if it happens once in a while then the cash gets deposited quickly in Paytm cash.
Smooth and easy payment system: The major favor that paytm does on its users is that it freed us from surfing on banking portals repeatedly for payment. Visiting bank portals for making payment is a big pain itself. With paytm, you can pay just the once and use many times.
Free coupons and Cash back options: One of the primary advantages of using paytm is that, it provides free coupons that you caneasily redeem at different stores. On various occasion they come up with special schemes for its users. They give even cash for free on some occasions.
Works 24*7 days a week: The most unique quality which is really commendable about paytm is that it not at all goes down. Even when the original provider’s website; suppose- Airtel is not working, paytm goes on. When a person has such a great and unique thing like Paytm in his hand then there is no need to search for other greener pastures but still it’s always better to have some few options in your hand.

MOBIKWIK

MobiKwikis an Indian company which offers online payment system andnow Mobikwik wallet is available handy with their launch of a mobile application, where customers can go for wireless recharge, make bill payments using their Smart-phones.

By using this payment platform you can add money to your online Mobikwik wallet that can be used for future payments.It makes online recharge and bill payment easy so that you can enjoy simple and Hassle-Free payments. You can recharge your mobile, DTH, data card andmake payment of your electricity, gas, water, and landline bills online. You can earn Payback Points on every recharge.

SERVICES PROVIDED BY MOBIKWIK:

Bill Payment (Mobile Postpaid Bill, Electricity Bill, Data card Bill, Landline Bill, Gas Bill, Water Bill)

Recharge (Mobile prepaid Recharge, DTH recharge, Data Card Recharge, Insurance, Broadband, Electricity)

Ticket Booking (Movie, Bus, Hotel, flight)

Online shopping

MOBIKWIK OFFERS FOR NEW USERS/OLD USERS AND ALL USERS:

JIO PRIME MEMBERSHIP – GET FLAT RS 50 CASHBACK ON RS 99 – NEW USERS

Coupon Code: PRIMENEW

Validity: 30 March 2017

Terms & Conditions: Eligible for Users who have joined Jio before 31st March 2017. Use code and get flat 50 SuperCash on Jio Prime Membership Subscription. The code can be redeemed only once per user. The voucher will be shared with users via SMS /e-Mail within 7 days and you can get flat Rs 150 SuperCash on bus booking (Max CB is Rs 150). This offer is valid only on MobiKwik’s website, Android & IOS App.This is redeemable once per user.Cashback will be credited automatically to your MobiKwik wallet within 24 hours of your bus ride completion.

GET Rs.100/- CASHBACK ON RECHARGES / BILL PAYMENTS

Coupon Code: EPIC

Validity: 31 March 2017

Terms & Conditions: Mobikwik is offering up to Rs.100/- cashback on recharge and bill payments. The offer is applicable for all users but it can be used only once per user. Lowest amount of Rs.10/- is required to avail this offer. Utmost cashback of Rs.100/- (10%) can be availed from this offer. The offer is applicable on Mobikwik app & website and is valid on all operators

Get Upto 100% Cashback on Electricity,Gas& Utility Bill Payments

Coupon Code: BILLPAY

Validity: 30 March 2017

Terms & Conditions: Get Assured 1% Cashback on Electricity, Gas & Utility Bill Payment done on MobiKwik App or website by using the code. Minimum amount spend to use the cashback is Rs 100 and you can avail Maximum Cashback ofRs 200.The extra cashback (upto 100%) to the lucky users will be processed within 10 days. This code can be Redeemed TWICE per user.

BENEFITS OF MOBIKWIK TO ITS USER:

Safe and secure: MobiKwik processes all the transactions which you make, through an HTTP connection which means that you don’t need to worry about getting your password or the money stolen.

Quick and Easy: MobiKwik offers swift recharges by which you can directly enter the number and desired amount and your recharge is complete. Also the interface is really easy to understand and use.

MobiKwik Wallet: MobiKwik offers a wallet feature which you can use to pay for future transactions. You just need to add some money in the wallet and enjoy it.

FREECHARGE

FreeChargeis India’s top growing digital payment platform equipped with the most up-to-date technology.Itis the simplest and fastest way to make online recharge for Prepaid Mobile, Postpaid Bill, Data-card and DTH.The FreeCharge balance is known as the virtual money that helps you to do the quick and hassle-free payments on FreeCharge, Snapdeal and all other merchant partners.

SERVICES PROVIDED BY FREECHARGE:

Bill Payment (Mobile Postpaid Bill, Electricity Bill, Data card Bill, Landline Bill, Gas Bill, Water Bill)

Recharge (Mobile Recharge, DTH recharge, Data Card Recharge, Metro Card)

Online shopping/ Order

Google Play Recharge

FREECHARGE OFFERS FOR NEW USERS/OLD USERS AND ALL USERS:

FLAT Rs.25/- CASHBACK ON RECHARGES AND BILL PAYMENTS

Coupon Code: GRAB25

Validity: 31 March 2017

Terms & Conditions: FreeCharge is offering 50% cashback to its old users on the recharges and bill payments through the FreeCharge app. This FreeCharge recharge offers is valid on a transaction of Rs.50/- or more. The maximum cashback under this offer is Rs.25/- to the FreeCharge wallet. You can use this code for mobile, dth and metro & bill payments for mobile and electricity recharge and bill payment.

GET 10% CASHBACK ON PREPAID/POSTPAID/DTH/DATA CARD RECHARGES

Coupon Code: SDHDFC

Validity: Ongoing Offer

Terms & Conditions: Freecharge is Offering 10% Cashback on Postpaid Mobile Bill payment/ Prepaid Mobile/DTH & Data Cards Recharges by using the code. You can grab this 10% cash-back only on transactions done through Snapdeal HDFC Bank Credit Card (Max CB Rs 50/transaction). This Cashback will be credited as FreeCharge Credits within 24 hours after the completion of made transaction. This mobile recharge offers are valid only for 3 times per Snapdeal HDFC Bank Credit card Holder/User. This offer is valid on all Recharge platforms i.e. Website / Mobile Site / Mobile App.

GET Rs.55/- CASHBACK ON RECHARGE & BILL PAYMENTS

Coupon Code: SDHDFC

Validity: 31 March 2017 (New Users Only)

Terms & Conditions:No minimum transaction amount is required. This offer is valid only once per new user/credit/debit card/mobile number. It is valid only on credit card/debit card transactions. Maximum cashback under this offer is Rs.55/-. It is not valid for add cash, net banking, FreeCharge balance and Airtel transactions. You can enjoy this offer on both app and Website of FreeCharge.

BENEFITS OF FREECHARGE TO ITS USER:

P2P & P2M payments in less than 10 seconds: With Person to Person (P2P) you can easily pay your friend for the movie ticket he bought for you or for that cab ride, if they are on your friends list on FreeCharge. Not only this, by using Person to Merchant you can trace nearby small shopkeepers, chat, order, exchange views and product images and pay on the chat once the order is delivered. In order to perform this process, all you need is their phone number or merchant code.

Chat n Pay:You can use this platform on Free-Charge to make sure that your monetary transactions is under a safe and secure way while enjoying the company of your loved ones. Always Remember, this process will take less than 10 seconds to complete.

Split Bill Option: If you are going out for a lunch with your friends or your colleagues then with the help of the Split Bill Option via FreeCharge you can easily split the bill among each and save yourself from the trouble.

UPI Payments with Axis Bank:The partnership between FreeCharge and Axis bank launched Unified Payments Interface (UPI) enabled payment on its Android app enables instant flawless transactions from a smart-phone using a Virtual Payment Address (VPA). Customers can create several handles/VPA links to their bank accounts. When the customer makes the payment via his handle or Axis Bank’s Virtual Payment Address (VPA), he will be transferring funds from his bank account to the beneficiary’s bank account without disclosing the customer’s account information such as account number, IFSC code etc. The merchant or beneficiary will only be capable to see the customer VPA during this complete process.

HDFC-PayZapp

HDFC recently launched their new all-in-one mobile appPayZapp for making payments and money transfer. This is anexclusivedevelopment of app launched by the leading bank of India to help the customers to make any type of payment just in one click. This application allows a large number of transactions ranging from mobile recharge to ticket purchases for holidays and travel, shopping and other type of purchasing etc.

SERVICES PROVIDED BY HDFC-PayZaap:

Online shopping: with this app, you can experience One Click payments on partner apps such as BigBasket, MakeMyTrip.com, Cleartrip.com, Bookmyshow.com and more.

SmartBuy: Availhot deals in one place. Compare and book flight tickets and hotels, shop online, buy music and experience one click payments.

Send Money: By this option, you can instantly to anyone in your phone book or email list.

Bill Payment : You can pay your Mobile Postpaid Bill, Electricity Bill, Data card Bill, Landline Bill, Gas Bill, Water Bill)

Recharge: You can Recharge your Mobile prepaid Recharge, DTH recharge, Data Card Recharge, Insurance, Broadband, Electricity)

HDFC-PAYZAPP OFFERS FOR NEW USERS/ OLD USERS AND ALL USERS:

GET 10% CASHBACK ON BILL PAYMENT/ RECHARGES/ DTH/ DATA CARD PAYMENT:

Coupon Code: GET10
Validity: 31 March 2017
Terms and Conditions:Offer eligible only for Customer who uses GET10 promocode at PayZapp payment page. You can get10% cashback (Max CB Rs.100/ user) at min. transaction of Rs.100.Offer valid on In-app Payments & should be done on PayZapp’s Android & iOS app only.Billpayments/ Utility payments via HDFC Bank SmartBuy are not eligible for cashback. Offer is not applicable on Airtel Prepaid/Postpaid/DTH/Datacard. Offer applicable for all PayZapp registered users.

AVAIL 15% CASHBACK AT BIGBASKET ON PURCHASE OF GROCERY

Coupon Code: GROC15
Validity: Only Thursdays: (2nd, 9th, 16th, 23rd& 30th Mar’17)
Terms & Conditions: Get cashback offer on Bigbasket app through “Pay with PayZapp” provided customer is registered for PayZapp at the time of transaction. Min. transaction amount to be Rs.1000. 15% cashback and the customer is eligible for maximum Fixed cashback Rs. 200. Maximum one cashback/ user. Only PayZapp’s Android & iOS App should be used for Promocode redemption & Payment. Cash back will be auto-credited within 10 working days after the date of transaction.

GET FLAT 50% CASHBACK AT BOOKMYSHOW AND TICKETNEW APP

Coupon Code:PZMOV100
Validity: ticketing booking done on Fridays, Saturdays & Sundays of Mar’17
Terms & Conditions: No Min. transaction amount required. 50% cashback and the customer is eligible for maximum Fixed cashback Rs. 100. Under PayZapp popcorn weekends offer, Maximum one cashback per user. Applicable on PayZapp’s Android & iOS App only.Cash back will be auto-credited within 5 working days after the date of transaction.

BENEFITS OF HDFC- PAYZAPP TO ITS USER:

It is Convenient: You just haveto link your cards once and you can enjoy the services at anytime and at any place. There is no need to preload money every time. You can pay directly from linked Debit and Credit Card.
It’sspeedy: With the help of HDFC-PayZapp you can make payments in an instant with just one click.
It’sSafe and Secure: Your card details are safe with the Bank and not stored on your mobile phone or partner apps.

How it is different from the wallets:

The HDFC-PayZapp is a mobile application introduced by HDFC bank in order to facilitate its customers to perform the online transactions. With the help of this app all the customers of HDFC bank who are holding its debit and credit cards can make the online transactions and pay their utility bills (mobile, electricity, water, gas, etc) with the help of this app.

It has some features that makes it different from the payment wallet options like Paytm, Mobikwik, Freechargeetc as by linking the cards with this app once you can make the fast online transaction every time without preloading the amount required for the payment as it is directly connected with your account with full safety and security as your card details are safe with the Bank and not stored on your mobile phone or partner apps.

OLA MONEY:

Ola Money is India’s easiest, fastest and safest e-wallet. By using Ola Money you can experience the happiness of making cashless payments only on one tap. You can access to all your every day needs with Ola Money wallet and it can be recharged via Credit Card, Debit Card, and Net Banking.With the help of Ola Money you can do prepaid mobile recharges, make payments of your postpaid mobile bills, electricity bills, gas bills and also you can pay at numerous stores with just one click. You can make use of your Ola Money to pay for everything, starting from your cab fares to your online shopping. Just by recharging your Ola Money wallet you can enjoy the seamless online payment/ shopping experience.

SERVICES PROVIDED BY OLA MONEY:

Online Payment: With the help of Ola money you can pay at various stores.
Money Transfer: You can send money to your loved ones anytime, anywhere with a tap.
Bill Payment: With the help of this Ola Money app you can pay your bills like mobile bill, electricity bill, gas bill, water bill etc. easily. You can make payments for both prepaid and postpaid bills.
Online Recharge: With Ola money app you can recharge your DTH and Data Cards easily. You can also recharge you Mumbai Metro card in one go.
Money Withdrawal: By using Ola Money app, you can withdraw your Ola Money from wallet to your bank account easily.

OLA MONEY OFFERS FOR NEW USERS/OLD USERS AND ALL USERS:

RECHARGE OLA MONEY AND GET 20% uptoRs. 75 CASHBACK – SELECTED USERS

Coupon Code: GOCASHLESS
Validity: 31 March 2017
Terms & Conditions: Ola is offering up to Rs 75 on Recharge of Ola Money. This is applicable only once per user. This is valid for selected users only. This is valid for up to 7 days from the day of communication. This recharge is doable on Ola Money and Ola Cabs app and the cashback will be applicable only on the amount paid via Ola Money. Users will receive cashback within 1 business day.

20% CASHBACK WITH OLA MONEY

Coupon Code: Not Required

Validity: ongoing Offer
Terms & Conditions:Box8 is Offering Flat 20% Cashback with Ola Money. No Minimum Order value is required. Payment has to be made Using Ola Money. This can be used with Other Offers also. Get maximum Cashback of Rs 75/ Transaction. Cashback will be credited to the OLA Money account within 2 business days for valid transactions. This is valid twice per user. This can be availed only on payments completed with OLA Money on Box8 app and website.

BENEFITS OLA MONEY TO ITS USER:

Safest and fastest wallet: You will be done with all transactions in just one click.
Use saved cards: You can use your saved cards (debit/ credit Cards) to make even faster recharges and postpaid bill payments.
Check your transaction history: With the help of Ola Money app you can track your transaction History and remember where you spent your Ola Money.Some of the significant benefits of this blog are mentioned below:
Keeps you updated: It keeps you updated about all the hot deals announced by Ola. It provides the coupon codes so that you can avail the offer and gives you information about the last date of offer so that you can make your choice at right time.

Besides, here are some amazing offers for electricity bill payment that you can check out !